Stated Income Commercial Real Estate

Obtain Your Perfect Property With a Stated Income Commercial Real Estate Loan

If you are thinking about refinancing or purchasing a new property for your business, First National Capital Advisors can help. With a stated income commercial real estate loan, you can borrow the money you need without having to fork over your entire credit history. As an alternative to the typical commercial loan, this takes a look at the property itself. Taking into consideration the ability of the property to fund the insurance, taxes and mortgage payment, we will determine if you are approved for the loan.

The Benefits of a Stated Income Loan

Business owners considering a stated income loan should really understand the benefits that are associated with it. They include:

  • A quick approval process
  • Fewer documents to fill out
  • Fixed rates and full amortization
  • Acceptance for most properties
  • Quick closings

Using the Loan

A stated income commercial real estate loan can be used for apartment buildings, restaurants, office buildings, retail stores, warehouses and so much more. Some of the reasons a business owner may wish to consider a stated income loan include:

  • Purchasing a Property – Instead of paying rent for the time you are in business, you are able to afford a building or a property to build on.
  • Working Capital – Sometimes you just need extra cash to increase inventory, create employee incentives and fulfill other last-minute financial obligations.
  • Consolidating Debt – With our lending options, it is easy to pay off your debt quickly. Doing this could save you thousands each month.
  • Making Improvements – What business can’t benefit from improvements? Whether you want to replace the roof or install new shelving, extra money can mean property improvements.
  • Refinancing – With fixed rates that won’t balloon or adjust, our loan option is great for refinancing your office space.

Contact Us Today

To learn more about stated income commercial loans for real estate, contact First National Capital Advisors today. We look forward to helping you do business better.